1) Information We Collect

• Account and membership info: name, email, username, and access details.
• Payment metadata: donation or subscription amount, transaction reference, billing-related details.
• Contact submissions: messages sent through forms, email, applications, or inquiries.
• Usage data: IP address, browser type, pages visited, timestamps, and general log data.
• Cookies: essential site functionality, preferences, login sessions, and security support.

2) How We Use Information

• Provide services: membership access, content delivery, account administration, and support.
• Payments and records: confirm donation/subscription status, receipts, billing support, and fraud prevention.
• Security and reliability: detect abuse, protect accounts, maintain uptime, and improve functionality.
• Communication: respond to questions and send essential service notices.
• AI tools: prompts and outputs may be processed to provide responses and improve safety where AI services are enabled.

3) Sharing of Information

We do not sell your personal information. We may share information only when needed for:

• Service providers: hosting, email delivery, security tools, or membership systems.
• Payment processing: Stripe and PayPal for transaction handling.
• Legal compliance: where required by law or lawful request.
• Protection: to protect users, the public, or our services.

4) Retention, Security & Rights

• Retention: we keep information only as long as reasonably needed for operations, security, and compliance.
• Security: we apply reasonable safeguards, though no method is 100% secure.
• Your rights: depending on your location, you may request access, correction, or deletion of your information.
• Children: the site is not intended for children under the minimum legal age in their jurisdiction.

2) Accounts & Membership

• Account responsibility: you are responsible for activity under your account.
• Accurate information: keep your email and account details current.
• Service changes: we may improve, change, or remove features for safety, reliability, or compliance.

3) Acceptable Use

• No unlawful activity: do not use the site in violation of law.
• No abuse: do not attempt unauthorized access, disruption, or misuse of protected areas.
• No harmful content: where community tools exist, do not post hateful, violent, harassing, or illegal content.

4) Payments

Donations and subscriptions may be processed through Stripe and PayPal. Your payment data is handled under those providers’ terms and privacy policies.

Provider links: Stripe Legal • PayPal Legal Hub

5) Intellectual Property

Website content, branding, text, graphics, and downloadable materials are owned by or licensed to Iyaboko Institute unless otherwise stated. They may not be copied or redistributed without permission except where public usage is clearly allowed.

7) Limitation of Liability

To the maximum extent permitted by law, we are not liable for indirect or consequential loss arising from use of the Services. Nothing here excludes rights that cannot legally be excluded.

8) Suspension, Changes & Governing Law

• Suspension: we may restrict access where necessary to protect users, the platform, or compliance.
• Changes: these Terms may be updated by posting a revised version on this page.
• Governing law: these Terms are governed by the applicable laws of your operating jurisdiction.

1) Donations

Donations are generally treated as voluntary contributions and are usually non-refundable, except where required by law or where a clear exception applies.

• Duplicate donation: the same donation was charged more than once.
• Incorrect amount: an obvious payment error occurred and you contact us promptly.
• Unauthorised transaction: evidence suggests the payment was not authorized.
• Processing error: a technical problem caused an incorrect charge.

2) Subscriptions / Memberships

• Recurring billing: by subscribing, you authorize recurring charges until cancellation.
• Cancellation: subscriptions may usually be canceled before the next billing cycle.
• Access timing: digital access may begin immediately after payment.
• Refunds: may be considered case-by-case for billing errors, unauthorized charges, or verified service-access faults.

For digital access, change-of-mind refunds may not apply once access has been delivered, unless required by law.

Institute Contact

• Email: scienceiyaboko@gmail.com
• Website: iyaboko.com

Important Note

Nothing on this page excludes rights you may have under applicable consumer law. For jurisdiction-specific legal compliance, consult a qualified legal professional.